Cameron C. Taylor is the author of the book "Does Your Bag Have Holes? 24 Truths That Lead to Financial and Spiritual Freedom." Content for this article was taken from chapter 7 of this book. Table of Contents and sample chapters are available online at <a href="http://www.DoesYourBagHaveHoles.org" title="http://www.DoesYourBagHaveHoles.org" target="_blank">http://www.DoesYourBagHaveHoles.org</a>