Most people buy their cheap holiday insurance at the last minute before they go away, don’t bother to read the small print, and then forget about it for the duration of the trip In many cases this isn’t a problem, as the majority of holidays pass without a hitch, but when the times comes for making a claim many travellers are woefully under prepared

Tempted on skipping your travel insurance this year Think again

Everyone loves adventure and excitement on holidays Part of the joy of going on holiday is experiencing things that you wouldn’t normally, and trying activities that really get your heart pumping

1 Byron In 1824 the immoderate libertine found himself in Messolonghi, consorting with Alexandros Mavrokordatos on how best to recapture the Turkish fortress of Lepanto for Greece

Excess is a part of most car, home and travel insurance policies It’s an odd word, and not always fully explained in an insurance context

Travelling while pregnant can be a bit of a gamble “When should be your cut off date

As the economic downturn starts to bite, most people are looking to trim costs wherever they can Of course, people still want to enjoy their holidays, but finding budget deals and cutting unnecessary holiday expenses has become more important then ever before

After you’ve bought single trip holiday insurance once too often, it can be tempting to turn to annual travel insurance instead The benefits seem numerous – less cost, less hassle, and many optional extras – yet committing to an annual travel insurance policy isn’t to be done lightly

For most people, buying some cheap holiday insurance is just another last minute chore before you go travelling, but late bookers miss out on one of the most valuable parts of their travel insurance policy – cancellation cover This part of the policy can refund the cost of your holiday if you have to cancel your trip at a later date

Being insured is essential for travel abroad, giving both peace of mind and cover if something goes wrong While a worrying number of people (sometimes estimated to be as many as one in four) choose to go without travel insurance, the risk simply isn’t worth it – medical bills and cancellation costs for uninsured travellers can be enormous