Patrick Chong

Patrick Chong is the Managing Director of Journey’s Travel. Their commercial UK travel insurance website, Insuremore (<a href="http://www.insuremore.co.uk" title="http://www.insuremore.co.uk" target="_blank">http://www.insuremore.co.uk</a>) offers cheap global travel insurance packages for families, singles, children and skiers.

 Articles by this Author

Boo! Top 10 Scariest Travel Destinations

Cheap travel insurance has a reputation of being quite a dull area to work in While it does have its dull routine moments, just like any other job, these are made up for by the occasional inspired funny travel insurance stories you hear
Common wisdom tells us that a death of a loved one and moving house are the two most stressful events a person can go through in the modern world Not being an estate agent or a funeral director, I can’t really comment on either of these – but I do feel qualified to discuss another stressful area – planning a trip and preparing to go on holiday

Travel Insurance FAQs

There are a lot of misconceptions related to travel insurance, and understandably most people aren’t as well versed in the fine details of travel insurance as I am – I can’t say that I blame them However, many misconceptions put people at risk of spending unnecessary amounts of money on areas that could and should be covered by their travel insurance policy
The foreign and commonwealth office draws up an extensive list of countries that should not be travelled to quite regularly, and is from that, that our, and other global travel insurance providers’, underwriters decide which countries travel insurance should be provided for We look at the government travel advice and decide from that whether or not we can provide insurance to travelers
As you pack the last items of your luggage, ready for your tropical vacation, nobody likes to think about the event of a natural disaster The thought that a hurricane could ruin your perfect ‘relaxing’ break in the sun should rightly be the last thing from your mind, but if you’re heading to a region where such natural disasters are known to occur, it can never hurt to be prepared
No one likes to think about the worst when you’re planning a holiday – that’s for the journey back when you’re thinking about the stack of papers that need dealing with on Monday when you’re back in the office Sadly, there are hundreds of things which could go wrong when you’re on your travels around the world