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					  <title><![CDATA[Choosing a good designer - What to look for?]]></title>
					  <link>http://www.usais.org/articles/48460/1/Choosing-a-good-designer---What-to-look-for/Page1.html</link>
					  <description><![CDATA[
<p>Let&#8217;s face it, it&#8217;s never going to be an easy task looking for a good designer. There are a lot of affordable graphic designers that are readily available but more often than not, they are out for good references. This market can be quite confusing. The question is &#8211; what is the correct graphic design?</p>
<p>Anyone can work with PhotoShop but does this make him or her a good designer? There are all sorts of graphic design qualifications that can be obtained &#8211; this, too, doesn&#8217;t necessarily mean you are a good designer. Design is being, an object, an organism&#8230;&#8230;an entity.</p>
<p>Graphic design tells us a visionary story. It&#8217;s the way we react to it psychologically and the way we associate ourselves with designs by forms and colours. Designs need to communicate and reflect customer&#8217;s visions, needs and profile. At the same time, the design needs to separate the customer from their rivals. For example, a when <a href="http://www.stardiscs.co.uk/"><strong>printing onto a CD</strong></a>, the design should be easy to duplicate and reapply (Mass <a href="http://www.stardiscs.co.uk/"><strong>duplicating CD/DVD's</strong></a> with the same image etc). </p>
<p>The customer will submit an outline of ideas of which, a good designer must be creative with. There&#8217;s no point in being over creative, designs also need to be put into context. While all this needs to be taken onboard, most importantly, a good designer will have to cope with financial and time constraints. A good designer would have mastered all of these areas.</p>
<p>Customers have control of how their own business works. The customer can always get caught up too much in the thought process, as they are heavily involved in the project. That&#8217;s why it&#8217;s always good to have someone with fresh eyes to see things that the customer may have over-looked.</p>
<p>&#8220;Innovation&#8221; is a word commonly used by a lot of companies &#8211; either in brochures, magazines or on websites. There&#8217;s a difference between being innovative and creative. Being creative means getting the best of the given outlines/constraints. Being innovative means thinking above and beyond the given limitations/boundaries. A good designer will know what vital questions to ask customers. A bond and trust needs to develop between the designer and the customer. Once this has been establish, then together the boundaries can be broken.</p>
<p>A good designer of course needs inspiration, creativity and motivation is also the key. Most importantly a good designer needs to be in touch with what&#8217;s going on around. In-tune to what is evolving &#8211; this will need to be passed on to the customer who may not be aware. This happens a lot.</p>
<p>A good designer needs to take into account a customer&#8217;s strategy, and market position. The design needs to generate sales, revenue and get the point across to their target market. Choose wisely, choose carefully is my advice.</p>
<p>There are a few factors to consider if your design is for a CD/DVD label or, if it&#8217;s for paper-based materials. <a href="http://www.stardiscs.co.uk/"><strong>CD printing</strong></a> is a different process to paper or sheet printing. The print heads and inks are different. A CD or DVD usually has a plastic white-faced surface area. The design for a CD label or a DVD label has to account for the centre hole in the disc. Take for example, if a project involves a CD in a colour card wallet. Usually, the designs on both are the same. The designer should point out to the client that the colours will differ on the CD to that on the card wallet</p>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Tue, 22 Jul 2008 23:50:55 EDT</pubDate>
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					  <title><![CDATA[Which CD/DVD Packaging best suits my needs?]]></title>
					  <link>http://www.usais.org/articles/48255/1/Which-CDDVD-Packaging-best-suits-my-needs/Page1.html</link>
					  <description><![CDATA[<p>Corporate clients have the most interesting ideas for promoting
products/concepts on CDs or DVDs. These tend to be the more
creative/specialist packaging ideas. If you are at a conference/seminar
where CDs & DVDs are handed out, the packaging for this tends to be
more standard. For example, if you are mailing CDs or DVDs then you
will need more durable/robust packaging e.g. slimline jewel cases,
cardboard sleeves, clam/shell cases, trigger cases. It&#8217;s best if a list
is compiled of each sorts of packaging with a description of where they
would be best used.</p> 

<p>There are a lot of factors to consider when choosing the correct
packaging. If your CD or DVD is being used as a marketing tool, then
these tend to be handed out for free or mailing.</p>

<p>You may be doing a promotion to launch your product. Say for example
an album - you may have an audio CD with a couple of tracks to be sent
to a record company &#8211; in this case it is standard that a slimline case,
with a <a href="http://www.stardiscs.co.uk/"><strong>printed CD front</strong></a>
or colour insert would be ideal. If you have an audio album
compilation, then a standard jewel case, which accommodates a front
booklet and a rear tray liner/inlay card, is the only suitable option.
Audio CDs can come in pretty much any of the wide range of packaging
options. If you were giving out your music at the end of a gig, then a
cheaper, more effective solution would be to hand out your CD inside a
PVC wallet with a colour insert to act as a wrap for the CD.</p>

<p>For a software CD or DVD &#8211; DVD cases/boxes are more commonly used.
These protect the CD/DVD very well and look more professional with a
printed sleeve/wrap to act as a cover along with a <a href="http://www.stardiscs.co.uk/"><strong>printed/burnt image on the CD/DVD</strong></a>.
These
DVD cases come in different sizes, e.g. slimline cases, short-spine
cases, multi-way cases (holds several CDs & DVDs and is perfect
when <a href="http://www.stardiscs.co.uk/"><strong>duplicating CD/DVD's</strong></a>
for mass distribution). DVD cases can hold booklets inside the front
cover too. These act as manuals or user guides to accompany the CD/DVD.</p>

<p>If you are handing CDs or DVDs out at a conference or seminar then,
the clam/shell cases are more than suitable as they provide protection
and can easily be put inside one&#8217;s pocket.</p>

<p>If your CD or DVD needs to accompany a manual or ring binder, then
one would use a self-adhesive plastic wallet. This would be stuck
inside either front or back covers of the finished document.</p>

<p>If you want your product to make an impact and stand out from the
rest, then there are more bespoke packaging solutions. A few examples
are:</p>
<li>Hard back cases &#8211; Looks like a book but has a tray inside to hold a CD and DVD</li>
<li>Leather Effect Cases &#8211; Same principal as the hard back but with leather effect cover</li>
<li>DigiPak &#8211; These are made of a thicker board and acts as a soft
book. You will find these with many albums you purchase in music
stores. Gives a nice smooth, professional finish.</li> ]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Mon, 21 Jul 2008 00:02:57 EDT</pubDate>
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					  <title><![CDATA[4) a. Different Types of Packaging]]></title>
					  <link>http://www.usais.org/articles/48224/1/4-a-Different-Types-of-Packaging/Page1.html</link>
					  <description><![CDATA[
<p>There are standard <a href="http://www.stardiscs.co.uk/"><strong>CD/DVD printing</strong></a> and packaging styles and products, which are recognised in the audio and corporate markets. As we become more concerned for our environment and climate changes, this has prompted the use of recycled products. These mainly include the paper/board-based products from sustainable forests. There are more and more innovative packaging ideas being brought to boardroom meetings which has resulted in a comprehensive choice of creative packaging.</p>
<p>CD/DVD packaging range from card based products which can be Matt/Gloss laminated, varnished sealed, Matt/Gloss UV, Embossed, foil blocked and special die-cuts. There are also many plastic based CD/DVD packaging ideas, which can hold up to several CDs/DVDs, ideal for storing <a href="http://www.stardiscs.co.uk/"><strong>CD/DVD's when copying</strong></a>.</p>
<p>These have come from clients who have products that need to sell or capture the imagination of their customers or target markets. Some packaging are more suited to say mailing CDs/DVDs due to their robust material which protects the CD or DVD and others which are better for display the <a href="http://www.stardiscs.co.uk/"><strong>CD/DVD's printed design</strong></a> and to promote the product. There are plenty of packaging solutions on offer and more are still being dreamt up.</p>
<p>The following are the names and types of standard CD or DVD packaging most commonly used:</p>
<li>CD Cases</li>
<li>Jewel Case</li>
<li>Slimline Cases</li>
<li>Trigger Case</li>
<li>CD Clam/Shell Cases</li>
<li>DVD boxes</li>
<li>Maxi Single Cases</li>
<li>Plastic/PVC Wallets</li>
<li>CD & DVD Multi cases</li>
<li>4 page/6 page Card wallets</li>
<p>The following are special/creative packaging solutions:</p>
<li>Digistack Style Cases </li>
<li>Maltese Cross Pack </li>
<li>Gatefold Wallet </li>
<li>CD Digipak </li>
<li>Printed Card Wallets/Sleeves </li>
<li>CD Tins </li>
<li>Leather Effect Bound CD/DVD Cases </li>
<li>Hardback CD/DVD Cases </li>
<li>Slip Cases </li>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Sat, 19 Jul 2008 00:06:25 EDT</pubDate>
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					  <title><![CDATA[Artwork Guidelines &amp; Templates for CD/DVD Printing and Paper Parts]]></title>
					  <link>http://www.usais.org/articles/48126/1/Artwork-Guidelines-amp-Templates-for-CDDVD-Printing-and-Paper-Parts/Page1.html</link>
					  <description><![CDATA[
<p>There are sites with guidelines on how to lay out your artwork ready for <a href="http://www.stardiscs.co.uk/"><strong>printing onto a CD/DVD</strong></a>. These guidelines show you what the maximum and minimum print areas for CD&#8217;s, DVD&#8217;s, CD Booklets, CD rear inlays, DVD sleeves and Card Wallets.</p>
<p>The main things to look out for when you are creating artwork, is making sure it all fits according to the printers specifications. The standard size of a CD is 120mm x 120mm. You need to take into account that the disc has a centre-hole. Also, around the edges of the disc, there is a 1.5mm sliver outer rim, which needs to be taken into account. There is a tendency to put text on the design, which follows the circular rim of the disc. Be careful, as this may not print, which means you would have to reduce the size of the design.</p>
<p>CD Booklets &#8211; a couple of factors to bear in mind when creating CD booklets. As CD booklets tend to be inserted inside the cover of standard jewel cases, depending on the thickness of the paper used, the limit is about 28 pages. Otherwise, the booklet will not fit. You also have to allow bleed around the edges, as any text that is position near the edges, may be chopped off in the trimming/finishing process!</p>
<p>Rear inlays or tray liners &#8211; These are a little tricky, as you have a perforated spine to contend with. This wraps around the spine of the CD jewel case. This is why it is vital to follow any guidelines and use templates (see &#8220;Where to find templates&#8221;).</p>
<p>Where to find a CD or DVD Templates and Guidelines?</p>
<p>A lot of <a href="http://www.stardiscs.co.uk/"><strong>CD duplication</strong></a> companies display on their websites, how to layout your artwork. Some of them are downloadable for free. However, some require you to leave your details or register before you can use their templates. Other places to find out more about supplying print-ready artwork are local libraries, art and design colleges or your local printers.</p>
<p>Some have templates where you can just import your image or design onto. This will indicate whether you have the correct dimensions. There are PDFs available to download so that you can check you have laid out the artwork correctly. They will indicate how much bleed you will need to add to your design.</p>
<p>Dimensions for <a href="http://www.stardiscs.co.uk/"><strong>CD/DVD printing</strong></a> areas and Paper Parts</p>
<li>1 / 2 page Jewel Case Insert &#8211; Flat Size = 120mm x 240mm</li>
<li>4 Page Jewel Case Booklet &#8211; Flat Size = 125mm x 250mm</li>
<li>Jewel Case Back Tray Liner &#8211; Flat Size = 118mm x 151mm (Spine = 6.5mm)</li>
<li>CD/DVD on-body print = 122mm x 122xx (Centre hole 21mm)</li>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Thu, 17 Jul 2008 23:52:15 EDT</pubDate>
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					  <title><![CDATA[What is a Master disc?]]></title>
					  <link>http://www.usais.org/articles/47950/1/What-is-a-Master-disc/Page1.html</link>
					  <description><![CDATA[
<p>A Master disc is a disc that is supplied to a <a href="http://www.stardiscs.co.uk/"><strong>duplication </strong></a>or replication house for the information to be copied on to blank discs as many times as required. Whether it is audio, software, a presentation or videos. This disc is used as the &#8220;master&#8221; copy. It is loaded onto the <a href="http://www.stardiscs.co.uk/"><strong>CD/DVD duplication</strong></a> towers, which burns whatever is on the disc its hard drive. It then uses that data on the hard drive and duplicates onto blank media (discs).</p>
<p>A glass master, which is also known as a &#8220;stamper&#8221; is utilised to stamp all of the data pits into a CD or DVD &#8211; this process is called replication. It&#8217;s called a &#8220;glass master&#8221; because a circular block of glass is used, in which the data is pressed onto a special chemical coating. This glass block is actually bigger than normal size CD &#8211; 240mm in diameter and 6mm thick. The reason for this is because the discs need to be handled in a way so that the sensitive data area is not scathed or damaged. Even minuscule scratches or scathes can affect the quality of the discs to prevent this the glass master is polished until it&#8217;s perfectly smooth.</p>
<p>The milieu in which the glass mastering process is performed in has to be of the highest and cleanest quality. The room itself is a &#8220;Class 100&#8221; clean room (this is up to 12 times cleaner than an operating theatre). This room is designed not to allow more than 100 particles per cubic foot of air. Your typical working surrounding or office building consists from 500,000 to 1,000,000 per cubic foot of air &#8211; very interesting I hear you say! The main particles that can affect the quality of the glass master are dust, pollen and smoke particles.</p>
<p>The replication process takes a lot longer to complete than the <a href="http://www.stardiscs.co.uk/"><strong>duplication</strong></a> process. It is a cheaper but re-assuring method of <a href="http://www.stardiscs.co.uk/"><strong>copying discs</strong></a>. The duplication, although quicker, is dearer and not as quality assured as the replication process.</p>
<p>Some people like to email or upload data to duplication or replication houses for it then to be created as a master. I would strongly recommend against this as there is potential for the data to be corrupted during transfer. This may not be picked up until it gets to the end user. The duplication/replication house will then be held responsible for faulty data.</p>
<p>When dealing with audio masters you will find that production/record companies prefer to finance the creation of masters. This then becomes the property of the record companies. They tend to have an interest in building their catalogue of albums. They even go as far as not taking on independent artists if they have financed the creation of their master themselves. This deal between the artist and the Production Company is called a &#8220;spec&#8221; deal.</p>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Thu, 17 Jul 2008 00:19:41 EDT</pubDate>
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					  <title><![CDATA[Choosing the right company to produce your CDs and DVDs]]></title>
					  <link>http://www.usais.org/articles/47784/1/Choosing-the-right-company-to-produce-your-CDs-and-DVDs/Page1.html</link>
					  <description><![CDATA[
<p>When looking to produce CDs or DVDs, regardless of the quantity you require, it is very important to choose a company that has the right type of equipment, which also guarantees high quality and exceptional service.</p>
<p>First of all, when choosing the right supplier it is important to understand the difference between <strong><a href="http://www.stardiscs.co.uk/">CD duplication</a></strong> and replication. Both processes offer very similar end product, however, from a technical point of view, they are very different. The choice is mainly determined by the quantity of discs you need to produce. If you need to have done anything between 1 and 1000 copies of a disc, duplication is the best method of doing this. It is a process where data from a <a href="http://www.stardiscs.co.uk/"><strong>CD/DVD is copied</strong></a> and burned onto the surface of a recordable disc. However, if you need more than 1000 copies then the replication is the better choice. The replication process uses glass master copy to stamp data onto discs.</p>
<p>Secondly, when choosing CD/DVD company, you should make sure they can fulfil your requirements from start to finish, at the right price for you. Most of the time, CDs and DVDs are accompanied by various packaging and suitable paper parts, such as covers, inserts, inlays etc. Ideally, you should try to find a supplied that can do all these under one roof. This way you will save time and money, cutting out the &#8220;middle man&#8221;. You will also receive valuable advice when choosing the right, most cost effective way of presenting your product. It would be a bonus to find a supplier that can also do CD and packaging design along with the <a href="http://www.stardiscs.co.uk/"><strong>CD/DVD printing</strong></a> etc. Again, this would avoid the need to find a graphic designer separately to do the artwork for you.</p>
<p>All in all, it is best to keep the whole production process under one roof using one company.</p>
<p>Happy searching!</p>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Wed, 16 Jul 2008 00:29:46 EDT</pubDate>
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					  <title><![CDATA[Protect your travel costs]]></title>
					  <link>http://www.usais.org/articles/44073/1/Protect-your-travel-costs/Page1.html</link>
					  <description><![CDATA[
<p>It nearly always pays to get cancellation cover for your holiday trip abroad. All <a href="http://www.travelandinsure.com/" target="_blank"><strong>travel insurance</strong></a> policies offer this, though you may find that cover is limited, the cheaper the policy. This is one reason why some travel insurers offer a series of policies. Gold, Silver and Bronze for example is a popular method to differentiate policies as is Premier, Standard and Economy. Cancellation cover will be offered at various rates with &pound;3,000 being a common average figure. But do look at your personal circumstances and make sure that the cancellation cover you take out is adequate for the trip you plan to take. If you are going on a cruise, then it is quite possible that you will require a higher level of cancellation cover than, say, for a package holiday to the Mediterranean. If you are booking a late minute deal, then perhaps you don&#8217;t need more than the minimum, if any, level of cancellation cover. The rule here is to buy the policy that covers your requirements and not just accept the &#8216;standard&#8217; policy on offer. What is surprising is that latest research still shows that nearly half of travellers (47%) wait until the last week to buy their travel insurance. What people, perhaps, don&#8217;t realise is that cancellation cover only comes into force when you take out insurance and, if this left until the last minute, then you will not have the protection which you would have had if you had taken out <a href="http://www.travelandinsure.com/"><strong>travel insurance</strong></a> at the same time that you booked your holiday, which could be several months before the actual trip. That way, cover would be provided for a range of events, such as unexpected serious illness to the policy holder, travelling companion and quite often, illness or worse of a close relative which results in you having to cancel your trip. Whilst on the subject of cancellation, do check that the same level of cover extends to curtailing or cutting short your trip and also look out for holiday abandonment, which is closely linked to cancellation, for when, after a set period of delay at your departure airport or seaport, your policy offers you the option of not continuing your trip and being reimbursed for your costs up to a specified limit. So the best advice is that <a href="http://www.travelandinsure.com/" target="_blank"><strong>travel insurance</strong></a> should not be relegated to a &#8216;necessary evil&#8217; purchased just before your travel but should be considered as a fundamental pre-requisite to protect your holiday investment.</p>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Wed, 25 Jun 2008 00:05:40 EDT</pubDate>
					 <guid isPermaLink="true">http://www.usais.org/articles/44073/1/Protect-your-travel-costs/Page1.html</guid>
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					  <title><![CDATA[Protect your travel costs]]></title>
					  <link>http://www.usais.org/articles/44072/1/Protect-your-travel-costs/Page1.html</link>
					  <description><![CDATA[
<p>It nearly always pays to get cancellation cover for your holiday trip abroad. All <a href="http://www.travelandinsure.com/" target="_blank"><strong>travel insurance</strong></a> policies offer this, though you may find that cover is limited, the cheaper the policy. This is one reason why some travel insurers offer a series of policies. Gold, Silver and Bronze for example is a popular method to differentiate policies as is Premier, Standard and Economy. Cancellation cover will be offered at various rates with &pound;3,000 being a common average figure. But do look at your personal circumstances and make sure that the cancellation cover you take out is adequate for the trip you plan to take. If you are going on a cruise, then it is quite possible that you will require a higher level of cancellation cover than, say, for a package holiday to the Mediterranean. If you are booking a late minute deal, then perhaps you don&#8217;t need more than the minimum, if any, level of cancellation cover. The rule here is to buy the policy that covers your requirements and not just accept the &#8216;standard&#8217; policy on offer. What is surprising is that latest research still shows that nearly half of travellers (47%) wait until the last week to buy their travel insurance. What people, perhaps, don&#8217;t realise is that cancellation cover only comes into force when you take out insurance and, if this left until the last minute, then you will not have the protection which you would have had if you had taken out <a href="http://www.travelandinsure.com/"><strong>travel insurance</strong></a> at the same time that you booked your holiday, which could be several months before the actual trip. That way, cover would be provided for a range of events, such as unexpected serious illness to the policy holder, travelling companion and quite often, illness or worse of a close relative which results in you having to cancel your trip. Whilst on the subject of cancellation, do check that the same level of cover extends to curtailing or cutting short your trip and also look out for holiday abandonment, which is closely linked to cancellation, for when, after a set period of delay at your departure airport or seaport, your policy offers you the option of not continuing your trip and being reimbursed for your costs up to a specified limit. So the best advice is that <a href="http://www.travelandinsure.com/" target="_blank"><strong>travel insurance</strong></a> should not be relegated to a &#8216;necessary evil&#8217; purchased just before your travel but should be considered as a fundamental pre-requisite to protect your holiday investment.</p>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Wed, 25 Jun 2008 00:05:40 EDT</pubDate>
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					  <title><![CDATA[Theft abroad on the rise]]></title>
					  <link>http://www.usais.org/articles/43697/1/Theft-abroad-on-the-rise/Page1.html</link>
					  <description><![CDATA[Though the headlines have concentrated on bags going missing, particularly after the disastrous opening of Heathrow's Terminal 5, the high incidence of theft abroad goes largely unreported. But it is a growing problem and affects thousands of holidaymakers abroad each year. Generally when we go abroad, our guard is down and this is what the professional gangs and pickpockets look out for. Whilst baggage that is lost whilst under the control of the carrier may be attributed to theft, generally this will be marked down as lost in transit and a claim against the carrier and <a href="http://www.travelandinsure.com/" target="_blank"><strong>travel insurance</strong></a> will be fairly straight forward providing that a passenger irregularity report is obtained from the airline. But this is just the tip of the iceberg for the unwary traveller. Many thefts occur as soon as you have picked up your bags and ventured into the arrivals hall. Picking up a hire car is a very common place to be targeted where bags are taken whilst distracted at the counter. Travelling on public transport is another popular target area where jostling can appear harmless, only to find that a purse or wallet has been taken in the confusion. Placing bags under your chair in a restaurant is an open invitation to it being lifted. If you are unfortunate to have any items stolen on holiday, do make a list of the items stolen and cancel your credit cards and travellers cheques immediately. Go to the local police station as soon as possible and insist on a police report. This is an absolute must if you intend to claim on your <a href="http://www.travelandinsure.com/" target="_blank"><strong>travel insurance</strong></a> and most policies insist that this should be done within 24 hours of the incident. If you don't, then you will find your insurer less inclined to pay out. If you lose your passport, then contact the nearest British Embassy, High Commission or Consulate who will be able to issue you with an emergency replacement passport to get you home.]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Mon, 23 Jun 2008 00:30:13 EDT</pubDate>
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					  <title><![CDATA[Look before you jump!]]></title>
					  <link>http://www.usais.org/articles/43147/1/Look-before-you-jump/Page1.html</link>
					  <description><![CDATA[
<p>Instant decisions can sometimes be costly according to latest government advice. With the Summer upon us, and many looking forward to holidays and gap years, it is is timely to note that recent research into the 18-35 year old age group shows that 2 out of 3 went bungee jumping on the spur of the moment without checking that they were covered by some form of insurance. Likewise 1 out 2 did the same when it came to jet-skiing, scuba diving, mountaineering and rock climbing and 1 in 3 when it came to snow sports. With the cost of medical treatment, such as a broken leg coming in around &pound;5-7,500 and that's just in Europe, rising to a colossal &pound;24,000 in the USA, then it pays to be properly covered when you go abroad on holday. Don't forget though, that <a href="http://www.travelandinsure.com" target="_blank"><strong>travel insurance</strong></a> policies do have exclusions so do check that what you want to do on holiday will be covered and do check that comprehensive medical and repatriation cover is included. An air ambulance (from Canaries) could cost you &pound;12-16,000, for example, whilst you will need to stump up with &pound;4-5,000 for a week's stay in hospital in Greece. Make sure you understand exactly when and where cover is given. For diving, check the maximum depth covered and for winter sports check whether off-piste is covered. This also goes for 3rd party liability, for example, if there is any chance you could collide with someone else or someone else&#8217;s property or equipment while enjoying your sporting activity. This is particularly important if you are taking part in winter sports. Finally, if you find yourself without cover, ask the organisers of the activity to provide cover or consider the purchase of top-up cover if you are involved in hazardous activities and have only basic <a href="http://www.travelandinsure.com" target="_blank"><strong>travel insurance</strong></a>.</p>]]></description>
					  <author>no@spam.com (Keith McGregor)</author>
					  <pubDate>Fri, 20 Jun 2008 00:18:14 EDT</pubDate>
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